What is the minimum amount of liability insurance required in Pennsylvania?

The minimum amount of liability insurance required in Pennsylvania is indeed determined by the state's requirements for bodily injury liability coverage. Under Pennsylvania law, drivers must carry at least $15,000 in coverage for injury or death of one person in an accident, and $30,000 in total for all injuries or deaths in an accident involving two or more persons. This requirement ensures that there is a financial safeguard in place to cover medical expenses and related costs that might arise from accidents, helping to protect victims and minimize financial loss.

Choosing the second option provides a balanced approach to liability coverage and fits the legislative intent of ensuring that drivers are adequately insured to handle the repercussions of their actions on the road. This law reflects a commitment to public safety and the welfare of individuals involved in vehicular incidents.